INTENTIONAL WEALTH MANAGEMENT

Wealth Management With a Purpose

Personal fulfillment can be derived from emotional, physical, intellectual, spiritual, social and financial wellness. For my clients, financial wellness is life with purpose and the confidence that their financial resources are aligned with their goals and ambitions. Think of it as intentional living.

For many people, saving, investing, debt, honoring commitments and budgeting can be cumbersome, exhausting and stressful. Intentional Wealth Management features a disciplined and objective decision-making process, which may reduce unhealthy stress, anxiety and tension thereby enhancing financial wellness.

Achieving financial wellness can be overwhelming, confusing, and costly without the support and guidance of a trusted, experienced and thoughtful partner whose interests are aligned with yours. As a financial advisor with more than thirty years of experience in financial markets, investing and client engagement, I rely on my extensive background to listen with empathy, share helpful insights and guidance, and provide customized and simple, but not simplistic, investment solutions based on time - tested institutional best practice. And I pledge to talk to you, not over you, in language you understand.

Life is good but that doesn’t mean bad things don’t happen – they do. You can help protect yourself and your family from the inevitable unexpected through sound insurance, or risk management strategies. Life insurance can also support liquidity needs in retirement, enable tax efficient wealth accumulation and serve as a legacy planning tool that provides wealth for future generations or philanthropic endeavors.

Wealth management should be purpose driven and every purpose needs a plan, or a compass to guide you through the myriad of unavoidable decisions. Working closely with my team at Northwestern, I will prepare a personal financial plan based on a thorough understanding of your resources and life’s ambitions. Your financial plan will help instill conviction and confidence by ensuring that every decision you make is deliberate, intentional, and aligned with your purpose – or your why.

And because life changes and financial markets are dynamic, I will continue to work along side you. We will review your current situation and financial plan and I will suggest or make the necessary adjustments throughout our relationship. And rest assured, as we always focus on your best interest, all recommendations or changes are solely intended to keep you on your quest to achieve and maintain financial wellness.

Personal finance is, by its very nature, personal but that doesn’t mean you are alone. Intentional living - together we can do this.

The Northwestern Mutual Difference

Backed by the strength of Northwestern Mutual, my team and I provide you with a balanced approach to achieving your goal of financial security, assuring that your intentions have been understood and your needs are being addressed. And when it comes to implementing solutions, the full capabilities of Northwestern Mutual are leveraged to provide you with exclusive access to a comprehensive variety of products and services.

Christopher A Ray, CFA®

Financial Representative

Largest Dividend Payout in Company History

In 2019, we expect the largest dividend payout for life and disability income insurance policyowners in company history.  Read more.

Retirement and Taxes: How to Maximize Your Savings

Not all retirement savings vehicles are taxed the same way. Read more

If you live for it, we’ll help you plan for it.

See what our version of financial planning looks like.

Learn More

 

To learn more about Northwestern Mutual Investment Services, LLC and its financial representatives, visit: FINRA BrokerCheck